Whether you like it or not, your credit score can determine how easy or how difficult it is to buy a car, buy a house, get cell phone service, or even get a job. A bad credit score can negatively impact just about every area of your life. Sometimes, a bad credit score can result from events entirely out of your control such as illness, disability, or from the loss of a job. Other times a poor credit score results from poor decisions, such as late or missed payments or overuse of credit cards. But there are ways to help you get back on track and raise your credit score. Here are a few:
- Pay your bills on time. Sounds simple but there are a lot of people who simply forget to pay their bills before they’re due. Unfortunately, there are repercussions for those that consistently forget. Consistency matters.