It’s certainly no secret that healthcare costs have escalated in recent years, and there’s no reason to believe that the end is in sight. But whether you have a comprehensive health insurance policy or have purchased a catastrophic policy, there are ways to save on healthcare costs.
Here are just a few:
1. Stop going to the emergency room for minor illnesses. There are many reasons why going to the emergency room is a good idea. A cold or the flu is not one of them. Urgent care centers are designed to handle non-emergency medical situations from coughs, colds, the flu, to minor cuts, scrapes, and bruises. If you have a comprehensive insurance plan, your co-payment for urgent care will likely be half of what the emergency room co-payment would be. And if you’re paying out of pocket, an urgent care bill will likely amount to about one-tenth of what an emergency room bill would be. Save the emergency room for emergencies, and go to the urgent care route instead.